I've seen the training tips which I'm finding useful as a returning player in need of refreshing how it works but have a couple of questions.

How long does it take for a horse to reach max (red) adult stats so you know its adult stats (i.e. for it to complete its training)? is this significantly different in Chorus (as you have to choose do you train con or speed as former allows for more training as con rises but latter increases speed faster initially so is a trade off)?

A reply I've had is (for Bezir at least) that they max by about 4yo is this about right?